If you’re about to buy your first home, you probably already know a few basic real estate terms. You probably understand what a mortgage is, how much you need for a down payment, and the value of hiring a Realtor to represent you. However, the world of real estate can be confusing, and it has its own set of lingo that can be difficult for newcomers to grasp. If you don’t fully understand the home buying process, this list of real estate definitions by Liz Lynch at My Domaine can help you:
Certificate of Title- proves that the property is legally owned by the seller
Comps- properties that are comparable to your home. Used for determining market value.
Deed- proves transfer of ownership from seller to buyer
Escrow- This refers to the time period and process where the purchase funds are released and the transfer of the house between parties is completed.
Pre-qualification- your mortgage lender will tell you how much money you qualify to receive
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