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No More Poor Mouthing!

by Kathy T. Leave a Comment

Ay yi yi!  As I re-read the site I realized how often I talk about being poor as a child.  How embarrassing!  While we didn’t have a lot of money, we were well provided for.  We had food, we had shelter, we had clean clothes, we had toys.

These are things all parents want for their children.  A friend of mine going through a divorce just bought a house.  Because her divorce is not yet final, her soon to e ex husband had to also sign the paperwork. Once the divorce is final, he will be removed from the deed just as she will be removed from the deed of the house he is in.

However to get him to sign, she had to remind him that having a stable home is what the 3-year old needed in order to have a sense of stability.  He signed.  Proof that most parents – even during bitter times – do try to put their kids first.

I have never experienced divorce by my parents or in my own marriage, but I’ve read more and more about people who are in the situation.  One friend and his wife have four rambunctious boys separated.  Another friend started a new life with a new woman.  I think I keep hearing about it because when money gets tight (and it does when the economy tanks), couples fight more and marriages fall apart.

How can you save a marriage when money is tight?  Talk.  Talk about money.  Come up with a plan.  Then have a plan B.  Don’t blame your partner.  Seek counseling.

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Waterproof Kindle Case Perfect For Poolside Reading

by Ron Hogan Leave a Comment

Summer is the perfect time of the year for reading outdoors.  It’s sunny and warm, and what better way to kill a few hours by the pool, at the beach, or on the yacht than with a little Dan Brown or Nicholas Sparks to keep your attention?  Unfortunately, if you’re a user of Amazon’s Kindle, you might not be in a hurry to take your expensive new electronic e-book reader out to the sand and surf for fear of stray water droplets destroying your precious gadget.  This is where the M-Edge Guardian Case comes in.

The M-Edge is basically a hard plastic shell to protect your tender gadget’s electric innards.  It’s padded, has a slip-resistant rubber coating on the back, and best of all, is completely waterproofed and tested for safety up to depths of 1 meter (or about 3 feet).  Wired took their Kindle to the beach AND threw it in the washing machine with no ill effects, thereby earning the gadget positive reviews.  The M-Edge even floats, should you want to laze on a raft and float your Kindle along beside you (possibly as a drink tray?).

The only downside to the M-Edge (aside from its $80 price tag) is its weight.  It nearly triples the weight of the Kindle; however, you’re going to be reading it, not using it as a Frisbee, so you want as much protection as you can get from the elements.  There’s also no access to the power button, but access ports for all the other important buttons.  Maybe that’s something they can fix with the M-Edge 2?

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Fun Friday Videos: Mentos and Coke Rocket Car

by Ron Hogan Leave a Comment

Fritz and Stephen, the two white-coated science guys from EepyBird.com who do experiments involving Coca-Cola and Mentos, are at it again.  Not content to simply make Coke geysers out of mint-flavored Mentos, the two have decided to harness the power of Mentos and Coke explosions for human propulsion!  The result is a soda-powered rocket car with candy fuel.

Awesomely, the car travels an impressive 221 feet, with a human passenger/driver, on nothing more than fizzy soda and sugary candy!  How cool is that?!  Meet the fun side of physics!

I can’t help but wonder just how many bottles of soda and Mentos it would take to get that car to reach 55 miles an hour, or, say travel a whole mile, rather than just a few hundred feet.  Probably quite a few (or impossible, considering size limitations), but wouldn’t that be an interesting experiment to test out?  I wonder what they’re going to do next.

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Live in a Non-Recourse State? Good For You!

by Kathy T. Leave a Comment

I am really concerned about my friend who lost her house to foreclosure about three months ago.  The relief she feels about the drama finally being over has evidenced itself physically (she’s lost weight and looks fantastic) and even her children are smiling again.  The whole family is flourishing – “When Momma’s happy, everyone’s happy!”

But I’m worried for her.  I recently wrote about lenders coming back to haunt former clients after years have passed.  They’ve come back for the money that was unpaid – sometimes on foreclosures, but mostly on short-sales.

Here’s the skinny,

If you live in one of the states named above and unless you have a letter from the lender specifically stating that you are fully released from any deficiency from the short-sale, you may be in for an ugly surprise sometime in your future.  Lenders typically have up to six years to come back after the seller and collect the deficiency – the amount that was forgiven or lost in the sale of the home.

Some states are non-recourse states meaning that when the short sale is over, it’s all over.  But if you live in one of 38 states (or DC or Puerto Rico), you’re out of luck.  Where are you safe? According to HELOC Basic, here’s the list:

  • Alaska
  • Arizona
  • California
  • Connecticut
  • Florida
  • Idaho
  • Minnesota
  • North Carolina
  • North Dakota
  • Texas
  • Utah
  • Washington

Good luck!

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Giving Google Chrome A Second Chance

by Ron Hogan Leave a Comment

I tried Google Chrome’s web browser the first week it was released and it just… it did not move me.  I didn’t dislike it, but there was no compelling reason to drop Firefox or Internet Explorer to use it, at least for me.  It wasn’t faster, didn’t have cool features, and at the time, wasn’t known to be more secure.  It was just another web browser, so I dismissed it.

However, while I gave up on Google Chrome, Google didn’t.  They’ve been working on the browser, improving its look, add-ons, speed, and (crucially) security.  I recently decided to give it a second try after it won the Pwn2Own hacking contest as the toughest-to-crack web browser and… yeah, I have to admit I’m really enjoying using it.  As far as I can tell, it really does load pages faster and use a whole lot less memory than Firefox, IE, and Safari.

I’m not the only one making the switch to Chrome.  According to a recent Net Applications study, third party browsers continues to chip away at market share, as Chrome, Safari, and Opera rose while IE and Firefox both fell.  Since its debut, Chrome has just really jumped, rising 5% since November 2009.  I can see why.  The second chance was the one that mattered for me and Google Chrome.

Have you guys given Chrome, Firefox, Safari, IE, or some other browser a second chance to win back your love?

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Happy Memorial Day and Thank You to Our Military

by Kathy T. Leave a Comment

Having grown up as an Air Force brat, I learned early on to respect the people who serve in the military.  The sacrifices they make are great… while the biggest is loss of life and limb, there are other sacrifices that often go unnoticed.

The men and women who serve are often stationed far away from their family.  In fact, my parents did not have the privilege of their own children getting to know their grandparents, aunts, uncles, and cousins for more than a two-week visit once a year.   How many first birthdays did the grandparents miss?  How many baby showers, parties, first communions, and other special events were not attended by families who could not overcome the miles that separated them from loved ones?

So today I want to thank not just the people who actually served in the military, but their families too.  They missed a lot – usually without complaint – because their sons and daughters were willing to sacrifice on behalf of our great country.

Thank you all.

Photo of my sister and brothers feeding the ducks at the park located at Little Rock Air Force Base in Arkansas.

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OK App Gets You Through Customs

by Ron Hogan Leave a Comment

Are you fed up by the rules and regulations of travel?  Are you unsure of what you have to declare and what you don’t have to declare?  Are you like me, in that you can never figure out anything without the help of a computer?  Well, there’s an app for getting through customs.

The Dutch government, tired of having to distribute pamphlets and answer questions about customs and what you can and can’t bring into/out of the country, has developed the OK App, which is basically an app that tells you what’s acceptable and what’s unacceptable.  It also helps you figure out the taxes on the goods, how much you can bring in without having to pay taxes, shoe size and clothing size differences, and currency conversion.

And it’s not just for the Netherlands, either.  The OK app covers a wide variety of countries that anyone might be traveling to from the Netherlands.  Hopefully something like this heads to America soon (or the Dutch code an English version).  This is one of the reasons why smartphones were invented, to make traveling life easier!

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Wordless Wednesday: Geek Alphabet

by Ron Hogan Leave a Comment

The Geek Alphabet, via Geeks Are Sexy.

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The OTTER App Protects Against The Urge To Text

by Ron Hogan Leave a Comment

Sometimes you get a comment on a post that’s so good, and so relevent, that you have to share it.  In the post below this one, The Dangers Of Texting While Driving, I got a comment from a man named Erik Wood.  He’s the inventor of an Android app called OTTER, or One Touch Text Response, which enables users of the app to protect themselves from the urge to respond to texts while driving, or just whenever responding to texts is inconvenient.

Basically, how OTTER works is that it has a built-in GPS.  When you travel over 10 miles an hour (like in a car), OTTER automatically disables the vibrate, tone, and light-up features of your phone that alert you to texts.  It also sends an automatic response to the person who texted you, saying that you’re currently driving and can’t text back.  When you stop traveling at 10 miles an hour, OTTER shuts itself off and you can resume texting as normal.  Alternately, you can program Otter in order to send back one-touch sentence responses to the most common text questions/requests you get.

Interestingly, OTTER also features a text management system.  Basically, if you want a few hours away from the digital chains, you just schedule a blackout period.  OTTER tells your interested friends that you won’t be available until whatever time you specify, and you get some much-needed peace and quiet.  Sounds like my kind of app!

OTTER is currently available only for Android phones, but they’re looking to expand and develop the product for the iPhone, Blackberry, and Windows Mobile platforms.  This is the kind of thing that will be a must-have app for me when I finally switch from a dumbphone to a smartphone.

Image:  Android App Inspection

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The Dangers Of Texting While Driving Exposed

by Ron Hogan 5 Comments

Vermont is aware of the dangers of texting while driving, and if a new program from the Vermont Department of Motor Vehicles takes off, teens will learn the danger of texting while driving, too.  In Vermont, teens make up 15% of the state’s drivers, but account for 30% of the crashes.  Drivers that use phones or text while driving are 400% more likely to make errors, have delayed reaction times, and are significantly more likely to crash.  Hence, Vermont’s trying to show students just how distracted they are when they text friends.

What the state does is have teens traverse an obstacle course via golf cart.  First, they do it normally.  Then, they do it while texting a friend.  A ride-along officer scores both rides, so teens can see the dramatic jump in errors, mistakes, and mashed orange cones.

The Turn Off Texting program is making a big difference in Vermont, and it’s spreading to other states.  So far, 25 states have anti-texting laws on the books, and more are looking to add them while looking to increase driver awareness.  You can visit the official website at TurnOffTexting.com for more information.

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