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Putting Your Refund To Work

by Kathy T. Leave a Comment

5507884992_c99140e33d_zThis tax season, I know a lot of people who are really happy. Many of you are getting hundreds, even thousands of dollars, back on your tax refunds- and that’s awesome! Most of us spend it all (guilty- I love going on spontaneous vacations). Maybe the smarter ones store some of it away in a savings account. However, there are plenty of ways you can put your money to work for you! Check out this article by Vera Gibbons at the Zillow blog for tips on putting your tax refund into your home:

-Pay down debts- pay off credit cards or debts incurred from remodeling projects. You can even choose to make an extra mortgage payment- get that home paid off faster!

-Freshen up- start a new project, like updating paint colors or fixtures

-Make your home more energy efficient

-Buy insurance to protect your home, like flood insurance

Photo Credit: Frankie Leon 

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Friday Fun Videos: Tips For New Realtors

by Kathy T. Leave a Comment

Awesome advice from veteran agents!

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Just Moved In? Here’s How To Fit In

by Kathy T. Leave a Comment

6060147107_a114b4a44d_zOnce you’ve sold your home, bought a new one, moved across the country, and unpacked, it’s time for life to begin again. You might have a new job already (this is one of the main reasons why people move in the first place), but there’s more to life than working! Check out this post by Megan Duesterhaus at the For Rent blog for tips on making new friends and transitioning into a new community. It’s especially helpful for military families or anyone else who finds themselves moving a lot:

-Research early- learn where nearby restaurants, grocery stores, schools, and attractions are before you get there.

-Check out the official government/tourist websites for your new city

-Watch the local news

-Get out and explore, talk with the locals! Take the time to introduce yourself to neighbors, coworkers, classmates, etc.

-Get connected- check out Facebook for local events, get-togethers, farmers markets, concerts, and festivals.

Photo Credit: Gemma Billings 

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Wordless Wednesday: Neutral And Wood Interior

by Kathy T. Leave a Comment

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Photo from Pinterest

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Pre-approved? Then STOP….

by Kathy T. Leave a Comment

7729300102_2b4b747048_zWhen buying a home, getting pre-approved for a mortgage is a huge step! It means you have a stable job, a steady income, good credit, and are responsible enough to buy a home. Most Realtors will not work with buyers who have not been pre-approved. Getting pre-approved is also a great way to get a “budget” for your home. No, you shouldn’t spend the whole amount you’re approved for, but it’s a good way to get a ballpark idea of how much you can afford. However, pre-approved does NOT mean approved! It is possible to get denied for the actual mortgage, even if you did go through the pre-approval process. Check out this article by Adam Lesner at Balance Process for things to stop doing if you don’t want your mortgage application denied:

-Don’t use credit cards past 30%

-Do not make large, unexplained deposits into your bank account

-Don’t change jobs

-Don’t make any large purchases- just survive on the necessities for now! Don’t let your liabilities increase.

Photo Credit: Clover Autrey

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Selling A Home With Kids

by Kathy T. Leave a Comment

15072194361_1736424eed_zSelling a home is stressful enough if it’s just you and a spouse. You have to get the place spotless, repaired, decluttered, and staged, and you have to be ready to leave at a moment’s notice for showings. Anyone with kids probably laughed out loud at that sentence. Keeping a clean home instantly becomes a million times harder with kids in the picture, never mind getting it in showroom condition. If you have kids and are looking to move soon, read this post by Vicky at Mess For Less: 

-Scheduling showings- let your Realtor know that you need a few hours to get ready for each showing (2 or 3 hours should be enough).

-Have a designated space to store kid stuff during showings (garage, a large closet, etc.) Have bins and containers ready to go so the toys can be packed up at a moment’s notice.

-Have a place to go: the library, the park, grocery store, a friend’s house, or a drive around the neighborhood.

-Involve the kids, and have them help you move!

Photo Credit: Personal Creations 

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Friday Fun Video: How To Set An Asking Price

by Kathy T. Leave a Comment

Check out this advice from a Realtor on how to set an asking price for your home.

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Worst Mistakes Sellers Can Make

by Kathy T. Leave a Comment

384314276_2489200208_zMaking mistakes as a seller can cause your home to sit on the market for months, sell for less than its value, or not sell at all. A Realtor will help you avoid major pitfalls, like this list of the worst sins a home seller can make. All of these will send buyers running for the hills:

-Ignoring curb appeal

-Failure to stage

-Not cleaning up before showings

-Your house stinks

-Staying for showings

http://www.ferrispropertygroup.com/blog/7-deadly-home-seller-sins/

Photo Credit: Nina Hale https://www.flickr.com/photos/94693506@N00/

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Wordless Wednesday: Gorgeous Farmhouse

by Kathy T. Leave a Comment

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Photo from Architectural Digest

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Smaller Home, Happier Life?

by Kathy T. Leave a Comment

8455842326_efd4bce309_zFrom the time we are young, we are conditioned to believe that more is more. The bigger our house, the more expensive our car, the larger the paychecks, the happier we will be. We live in a culture of excess consumerism, and we are taught that that is what “success” looks like.

While it’s true that not having to struggle for money each day DOES make you happier and less stressed, simply being able to live comfortably should actually be the goal. You don’t need a brand new Ferrari, a huge mansion, or designer clothes. You do need a roof over your head, a reliable car, and clothes that fit and express who you are. Plus, saving money on a smaller home, or older car can free up money for when you do want to splurge! Check out this post by Emily Guy Birken at PT Money for several benefits that a smaller home can bring:

-You have less to clean

-Improved health- you will deep clean more often and spend more time outside

-You buy less junk- because you know you don’t have room for it

-You spend more time with your family, and are more likely to know your neighbors

Photo Credit: Caroline 

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