Living paycheck to paycheck is extremely stressful. What if your expenses outweigh your income? What if your check is late? What if your hours are cut? There are so many unknowns you juggle, and that amount of stress can be crushing. Plus, you can end up “up a creek without a paddle” if a vehicular or medical emergency occurs. So, stop doing it! Sure, it’s easier to say than it is to do, but there is a way to get out of the constant struggle. This article by Jessi Fearon at The Budget Mama outlines how she and her family beat the paycheck-to-paycheck cycle by getting a month ahead of their bills:
Instead of living on next month’s income (by relying on credit cards) or living on this month’s income (living paycheck-to-paycheck), we are living on last month’s income (being a month ahead)! Each month we save all of the money that we earn. We don’t spend paychecks or any other cash we get during the month when we receive them. Imagine a jar labeled “for next month” where we actually stash all those paychecks. When the next month starts, we figuratively dump out the jar, count it, and create the month’s budget using all of that money that we earned last month
Most college graduates leave school with debt of some kind. For many young Americans, they go out into the job market with over $10,000 in debt. Now, you can complain about how the system is stacked against you (trust me, I’ve done my share of whining), but at the end of the day, you’ll still be in debt unless you actually do something about it. Yes, you will have to work hard. For tips on paying off your pile of student debt fast, read this article by 
No, I don’t mean giving up on your debt (if only, haha!). Instead, I’m talking about giving up certain things, and putting that money towards debt payments. Whether you’re in massive credit card debt, struggling to pay back student loans, or just trying to get your mortgage paid off faster, going on a “financial fast,” is a great way to find extra money for your payments. Check out this article by