We all have our guilty pleasures. I love buying cheap, useless junk from eBay and getting used books from thrift stores. Some people love going shopping for clothes when their closets are full. Others waste hundreds of dollars a year on power ups for iPhone games. And it’s okay to treat yourself- it’s your money, and you should spend it how you like. However, it’s never useful to just pour your hard-earned cash down the drain. The $150 you spend on eBay this year could have been used to buy a plane ticket. That shopping spree could have been a payment on a brand new car. There are usually way better investments for you money. For a list of things to just stop buying, check out this post by Jacob at I Heart Budgets:
-Credit card interest- buying something on credit if you NEED to (like hospital bills or auto emergencies), or for getting rewards like cash back or airline miles is fine. However, without having the money to back it up, you soon can find yourself thousands of dollars in debt, and waste money by paying the interest.
-Appetizers at restaurants- they cost as much as an entree, and the entree portions are usually huge enough where you don’t need the extra food.
-Overdraft fees and ATM fees- budget your money and plan ahead.