If your credit score is extremely bad, this post isn’t for you. This is for people that have ~okay~ credit, but are trying to make it good or great. Maybe you’re trying to get a lower interest payment on a huge loan, or you’re applying for a mortgage. Whatever the reason, it’s always a good idea to try and improve your credit score. For tips on how to painlessly raise your credit, check out this post by Cathy at Fabulessly Frugal:
-KNOW your credit score- try Credit Sesame or Credit Karma
-Keep a low, but active credit card balance
-Pull your yearly, full, annual credit report from AnnualCreditReport.com, look over it for anything that may be wrong, and to see what you can improve upon.
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