The fact is, there are many Americans with no savings and no retirement plans. It’s not ideal, but it’s reality. There are millions of people just living paycheck to paycheck and working to get by. But what happens when a bill is unexpectedly high? What if you have a medical or car issue and can’t get to work? What happens when all the work is just simply not enough? What happens if you can’t pay your bills? Check out this post by Rosemarie at the Busy Budgeter for help:
-Make sure your spouse knows the situation, don’t try to hide it.
-Determine which bill can be paid late
-Call or email the bill company, let them know when you will be able to pay it.
-Ask them for help- see if they can give you a grace period, waive a late fee, etc.
-Think longer term- what can you do to make sure it doesn’t happen again? Get a working budget, cut unnecessary expenses, look into assistance programs if you’ve cut all the costs you can.