A mortgage is probably the most complicated loan you will ever apply for. There are lots of steps- from getting pre-approved to closing, and everything in between. If you are totally new to the home buying process, this helpful infographic by Anita Clark at Warner Robins Realty will definitely shed some light on the steps to getting a mortgage:
-Get pre-qualified- the lender will determine how much house you can afford
-Get pre-approved- the lender will state the maximum amount they can give you
-Choose the type of loan, lock in rate
-Lender verifies all paperwork/info
-Processing/underwriting
-Closing- title of home is transferred to buyer