These days, it seems like getting through the holidays without declaring bankruptcy is next to impossible. That’s an exaggeration, obviously, but some people do manage to rack up hundreds or even thousands of dollars in credit card debt over the holidays, and it’s not hard to see why. However, there are tons of creative alternatives to overspending, while still having a magical Christmas. Check out this post by Gretchen at Retired By 40 for some great holiday money tips:
There is no reason to buy groceries or pharmacy items without a rebate anymore!
-Let the off season work for you- shop yard sales, shop right after Christmas, and save the whole year.
-Use credit card rewards, money saving apps, and survey sites to gain some extra cash.