In January, I made it one of my New Year’s resolutions to start keeping better track of my finances. I made a budget for each month, balance my checkbook by hand, and have created folder to keep all my financial documents in. Well, it’s less of a folder than it is a scrapbook paper/ photo box. I know I should get a fireproof safe or something more secure, but there’s honestly not much in there yet. Anyway, in a year or two, I’m planning on buying a house, so I figured it’s good to prepare now. So far, I keep check stubs and tax info in there, as well as copies of identification. But, what other documents do I need for a mortgage application? Lucky for me, I found this infographic at HouseHunt.com:
-Previous 2 year’s W-2s
-Previous 2 year’s tax returns
-Past 2 pay stubs
-2-3 months of bank statements
-Social security card
-Past addresses