Most college graduates are saddled with at least $10,000 in student loan debt before they even get their first job. Personally, I think it’s ridiculous that education is so exorbitantly expensive, and that lenders price gouge young people that have no other option (if they don’t want to live in poverty at a minimum wage job.) Unfortunately, insane student loan debt is standard, and we’re going to have to learn to live with it until education reform happens (if ever). But enough about my soap box. Chances are, you probably still have student loans of your own. Read this article by Steph at Debt Free Spending for tips on paying it off the smart way. The whole article has a detailed guide on which type of loan is which, where to start, and repayment options. Check it out here!