If you’ve never bought a house before, you’ve probably never had your finances seriously scrutinized before. Sure, you do your taxes each year, and maybe you’ve had your credit checked for a loan or two, but getting a mortgage is a whole different ball game. You will have to be ultra prepared, and ready with all the paperwork they will ask from you. Check out this post by Jesse Mcarl at the House Hunt Blog for all the documents you will need when applying for a mortgage:
-Previous two pay stubs
-Previous two years’ W-2s
-2-3 months of bank statements
-Social Security cards
-All previous home addresses (last 2 years)