Having to defend yourself about anything is scary, but we all have to do it. Whether it be unfair charges on a card, a bill, or a customer service call, arguing is hard. But hey, the squeaky wheel gets the grease. If something is wrong and you don’t speak up about it, how can it be corrected? People are, well, people, and they mess up. Errors on a credit report are common, and it’s important to be able to pinpoint them and get them fixed. This post by Credit Karma will help you dispute any abnormalities on your report:
Step 1: Get your free credit reports.
Step 2: Gather documentation supporting your dispute.
Step 3: Draft a dispute letter.
Step 4: Wait, then follow up on your dispute.