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Archives for August 2014
Be sure to watch this, especially if any of these are your pets!
This is SO CUTE! Remember, always closely supervise pets around young children.
An interesting video showing how the cost of living affects renters.
I bet you thought it was gone, didn’t you? Once upon a time, when people need computers to chat with one another over long distances, there were a host of chatting options: AOL/AIM, Yahoo Messenger, and the least-heralded of the three, MSN Messenger. AIM is still around, and I think Yahoo Messenger probably is too, but MSN Messenger has long since disappeared in the United States, supplanted by Microsoft’s purchase of Skype. However, while MSN may be gone in the US, it still has a home in China, where Messgenger lived on for years after its unceremonious dumping Stateside.
That’s all changing. Facing competition from Skype and Chinese-developed QQ chat service from Tencent, Microsoft is reading the writing on the wall and powering down the servers. MSN Messenger will be signing off for good in October. Talk about the end of an era. I think anyone in their late 20s or early 30s remembers spending hours online chatting via various things, struggling to play games via dial-up modem, and other things that s0und like my grandmother talking about the radio, or my parents talking about black-and-white TV.
My ultimate goal in life is to buy my own house, and pay off my mortgage before I’m thirty-five. I know it’s a little ambitious, but even if I’m not making a ton of money, it is possible with some planning and know-how. Plus, paying off your mortgage as soon as possible will save you thousands in interest in the long run. If that’s a goal of yours as well, read this post by Joe at Christian Personal Finance for some tips :
-Add principal payments monthly
-Make yearly principal payments
-Move to bi-weekly payments
-Make lump sum payments when you can
These days, you never go more than a few minutes without looking at a screen. I’m always on my computer, my mom and sister are addicted to their phones, Dad has his Ipad, and the TV is on all the time, if only as background noise. Before I had a laptop and TV in my room, I would read all night. I’d go outside and take walks. I’d write stories and draw and paint and play instruments. Now…I still write, but mostly I binge watch shows on Netflix and spend hours on Pinterest. I have to make a special effort each day to limit my screen time. If you have younger children, this is especially important- both for their mental and social development. Read this post by Katie at Double The Batch for some things you can do as a family instead of being glued to electronics all day:
-Prepare a meal and eat together
-Go on a hike or a short walk
-Have a reading marathon
-Pictionary or other board games
-Building contests- forts, sugar cube towers, block castles… you name it!
Some people go into the home buying/ selling process thinking that they don’t need a realtor. Since home searches are readily available online, many people thing that they can just handle the entire thing themselves. When you’re hiring a real estate agent, you’re getting more than just someone that searches homes for you. You’re getting someone who knows the ins and outs of negotiating, a professional marketer, and a paperwork guru. For more info on why hiring a realtor is absolutely vital, read this post by Kent Temple at Active Rain:
-Contract Negotiator- A broker that is a savvy negotiator can mean the difference between buyer closing costs being covered, securing a $10k credit towards a roof replacement, or even saving the deal entirely.
–Buff it Out – Having a broker negotiate the deal provides a great non emotional buffer to step in and gain mutual acceptance.
When I moved into my first apartment, the only tools I had were a hammer and some duct tape. And that about covered it….for about two months. Then, the float ball in my toilet broke. I had to get a kit and install a new one… with no wrench, screwdriver, or anything else. Needless to say, it didn’t work. I broke down and bought a basic tool kit. In the long run though, I know it’s for the best. Every person starting out on their own needs to make that investment! So, what do you get? Check out this post at Gasweld Tool Centre for a list:
-Flathead and Phillips Screwdrivers